3 Rules That Guide My Financial Success
The path to financial success is different for everyone. Your goals, values, lifestyle, and economic circumstances are unique to you and play a central role in determining the road you travel to financial independence.
Still, certain ideas, concepts, and philosophies can be applied within your financial ecosystem to guide you to financial success—call them the rules of the road. It’s hard to argue with what Mahatma Gandhi once famously posited: Your present actions determine your future.
Finding Gratitude This Thanksgiving Season
As we gather around the table with friends and family to celebrate the Thanksgiving holiday, we at Infiniti Wealth Management want to reflect on the many blessings that enrich our lives. While gratitude is a sentiment we carry in our hearts year-round, this special holiday offers a moment to pause and express our thankfulness for the people and opportunities that have shaped our journey.
For us, as financial advisors, Thanksgiving is not only a time for personal reflection but also an occasion to share the gratitude that fills our hearts and explain why we are thankful for the profound impact that both our clients and our profession have had on our lives.
2025 Medicare Open Enrollment: Review and Update Your Plan
Medicare open enrollment is a critical time for Medicare enrollees to review their coverage options and make necessary changes. Although navigating Medicare’s numerous enrollment options can be challenging, it’s an essential part of managing your finances.
Taking time to reevaluate your coverage can help confirm that it still aligns with your financial planning and evolving medical needs. I wrote this article to simplify the information you need to help you make informed choices during the open enrollment period.
The Widow's Penalty and Taxes
Losing a loved one is hard enough without having to deal with the financial aftermath. When a spouse passes away, their partner may encounter unexpected money and tax burdens that can potentially spiral out of control. The added obligation is sometimes called “the widow’s penalty.”
Depending on the state’s tax laws, surviving spouses may contend with an overall reduction in income. That can come on top of rising Medicare expenses and higher tax liability, even after the partner’s death.
However, with deliberate and careful tax planning, survivors can help lessen or relieve some of the excessive expenses in the widow’s penalty.
From 20s to 60s: Important Financial Questions Women Must Ask
As a financial advisor, I’ve seen firsthand the significant impact of smart financial decisions. In this article, we address the essential financial questions every woman should ask at different life stages, from your vibrant 20s to your insightful 60s.
Breaking Barriers: Strategies for Women to Thrive in Retirement
Women often juggle a world of responsibilities, from building a career to caregiving for parents and children. This often leaves retirement planning at the bottom of the to-do list. Fortunately, supporting women in retirement planning is a key focus of my practice. As a financial advisor, I collaborate with women to create personalized financial plans that bring them closer to their goal of a fulfilling and worry-free retirement.
Starting Fresh After Divorce? The Checklist You Need to Move Forward
Divorce can be incredibly difficult, especially if your ex-partner handled all the major financial decisions. And if your divorce is finalized, you may be wondering what comes next. It’s perfectly okay to feel a sense of relief now that the emotional roller coaster is behind you. However, as you step into the beginning of your next life chapter, there are still some important things to address.
5 Strategies for an Accelerated Inheritance
As parents, we love giving gifts to our children. One of the best parts of Christmas for adults is seeing the joy and delight on our kids’ faces when they open their presents. Now that you are nearing or are in retirement, you have worked hard to provide for your children and want to continue doing so as they navigate adulthood and their own parenting journey. This is why many parents are wondering if a traditional inheritance still makes sense. Is it necessary to wait until you pass away to share your wealth with your kids? In this article, we look at some accelerated inheritance strategies and what you should consider before deciding if now is the right time to give your kids money.
Empowering Divorcees: 3 Financial Success Stories
Financially, divorce can be particularly challenging for women. Obstacles like career interruptions, asset distribution, and increased expenses can make divorce proceedings feel overwhelming.
At Infiniti Wealth Management, we’re dedicated to supporting women empathetically during life-changing events like divorce. Although we’re experienced, knowledgeable wealth managers, we do recognize how important it is to honor the unique perspectives of women and the obstacles they face.
Let’s take a look at the individual cases of three divorced female clients who benefited from our financial services designed to help women in transition.
Financial Planning for Single Women: Moving from We to Me
The truth is that, typically, women fare worse financially after a breakup. This is especially true for women who have substantial assets, joint accounts, or care for children. That’s why financial planning for single women is so crucial to helping them move forward successfully.
Infiniti Wealth Management is committed to compassionately assisting women during pivotal moments in their lives. Despite my proficiency in simplifying financial intricacies, I acknowledge the significance of respecting the unique journeys of women and the diverse challenges they encounter.
Please join me as we explore essential factors to consider with your financial advisor during a transition.